Professional Lines

Torus provides tailor made primary Management and Professional Liability products for clients worldwide through specialist underwriting teams located throughout the US and Europe.

 

US Professional and Management Liability I European Professional Lines I Torus Executive Risks

 

"The evolving nature of existing risks and emerging new exposures require insurers to be flexible to respond to the rapidly changing needs of customers. Specialist underwriting expertise is needed now more than ever to steer insureds through the multifaceted challenges faced.”

Jeffrey Grange, SVP, Head of Professional Lines

 

 

 

In the US, the Torus Professional Lines team offers Professional Liability primary product solutions for over 70 classes of risks:

  • Primary management liability products, including D&O
  • Outside Directorship Liability
  • Employment Practices Liability and Fiduciary Liability
  • A full range of professional liability and private company management liability products for all types of financial institutions

The team has also designed a ground-breaking blended policy wording architecture that enables customized underwriting treatment and consistency of policy language across all industry types to provide a superior user experience for producers and clients.

 

Capacity I For all products and customer types, limits of liability up to $10m per risk

 

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Through offices in Amsterdam, Paris, Cologne and Zurich, in Europe Torus offers:

 

  • Directors & Officers (D&O), all industries
  • D&O A side, all industries
  • Public Offering of Securities Insurance (POSI), all industries

Capacity I limits up to €10m

 

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Torus Executive Risks Ltd (TER) is an underwriting joint venture with Nexus Underwriting Ltd based in London specialising in Financial Lines products with a focus on non-US domiciled insureds.

 

  • Directors’ and Officers’ Liability
  • Public Offering of Securities Insurance
  • Side A Directors’ and Officers’ Liability
  • Employment Practices Liability
  • Pension Trustee Liability
  • Commercial Crime
  • Bankers’ Blanket Bond
  • Professional Indemnity for Financial Institutions
  • Professional Indemnity (Commercial)  

Capacity I limits up to $15m, €10m and £10m

 

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