Clive was appointed Chief Executive of Torus in January 2009 and is responsible for the Group’s activities worldwide. His insurance career spans over 20 years in the world’s largest insurance markets including Bermuda, New York, Zurich and London.

Prior to Torus, Clive was most recently CEO of XL Capital’s global insurance operations. He joined XL Capital in Bermuda in 1995 and in 2001 moved to Zurich to head up XL Insurance Global Risk, the combined global risk management operations of XL and the newly acquired Winterthur International. In 2004 he moved to London to assume the position of Chief Executive.

Clive began his insurance career in 1979 with Marsh & McLennan in Bermuda and New York and in 1986 joined Rockefeller Financial Services in New York to lead their insurance, brokerage and risk management operations.

Naveen joined Torus in August 2009 as US Chief Executive and Global Chief Operating Officer for Torus worldwide. In this role he oversaw the development of Torus’ global operating platform for Claims, IT, Operations, Marketing and Human Resources, as well as the formation and development of Torus’ US underwriting platforms. He is now responsible for all Torus business and operations in North and South America.

Naveen has over 20 years’ insurance industry experience with St Paul, Chubb and latterly CNA, where he was SVP responsible for its $3 billion commercial insurance business across all geographies. Prior to this he focused on US business at CNA, and previously at Chubb, where he demonstrated a consistent track record of growing revenues and improving underwriting performance.

He holds a degree in Finance from Rider University and is a graduate of the Advanced Executive Education program of the University of Pennsylvania’s Wharton School.

Dermot joined Torus in September 2009 to launch Torus’ Global Specialty division and to build out Torus operations and underwriting platforms in Europe. He is now responsible for all international business and operations outside of North and South America.

Dermot has over 25 years’ underwriting experience and is a former member of the Council of Lloyd’s. He joined Torus from XL, where he was most recently Chief Underwriting Officer of XL Insurance’s Global Specialty Operations managing its Aerospace, Environmental, Equine, Marine, Offshore Energy and Program businesses globally. He was also CEO of its London market operations, assuming the role of Active Underwriter of its syndicate. Dermot joined XL Europe Ltd in 1991 as a D&O and Professional Lines underwriter and progressed to President and CEO of XL Europe and Chief Executive of XL Insurance Co. Ltd in December 2002.

Dermot is a graduate of Trinity College Dublin and holds an MA from Dublin City University. He is also a member of the Chartered Insurance Institute (ACII) and the Marketing Institute of Ireland (MMII).

Richard joined Torus in May 2010 following the acquisition of Glacier Insurance A.G., of which he had been Chief Executive since October 2008.

He has over 20 years of experience in the insurance industry and has worked in various senior underwriting positions for major insurers such as GE Frankona, Faraday and Converium. Richard joined Glacier as a founder having worked for the Glacier Group since its inception in December 2004.

Tim joined Torus on January 1, 2008 following a 28 year career in insurance, 25 of which were in the energy arena. As UK COO he is responsible for ensuring superior service delivery to clients and brokers accessing the London and UK markets as well as leading relationship management with UK-based brokers. He is also responsible for the group’s marketing, commumications and sales activities worldwide.

Most recently, Tim was Chairman of Aon Group Limited Energy with full responsibility for the activities of the division, having been appointed following the merger of the Alexander Howden, Jenner Fenton Slade and Bain Hogg energy teams into Aon Group Limited Energy in July 1997.

Tim began his career in 1980 with Andrew Weir Insurance Brokers where he gained experience of the marine environment. He joined Alexander Howden Energy in 1983, and initially specialised in offshore energy risks but subsequently encompassing both on and offshore clients.

Richard is responsible for leading Torus’ actuarial and risk analytics functions, including loss reserving, pricing, catastrophe modeling and capital modeling. 

Richard has more than 22 years of experience in the insurance industry.  He has held a variety of senior actuarial roles and has extensive experience in capital markets advisory, risk analytics and financial risk management. 

Richard is a Fellow of the Casualty Actuarial Society, a member of its Board of Directors and the author of two papers that appear on its examination syllabus.  He also holds a Chartered Financial Analyst (CFA) designation from the CFA Institute and a Financial Risk Manager (FRM) designation from the Global Association of Risk Professionals.  He received his MBA in Finance from the University of Chicago and his BA in Economics and Mathematics from Washington University in St. Louis.

José has overall responsibility for Torus’ legal, regulatory and compliance function worldwide

He joined Torus in April 2011 from Chartis (formerly AIG), where he was most recently Deputy General Counsel in its US operations. He joined AIG in 1999 as part of the law department’s Mergers and Acquisitions Group, representing the company globally in acquisitions, joint ventures and investments relating to AIG’s insurance and asset management businesses.  During this time he gained extensive experience in East Asia, Europe and Latin America.  Prior to joining AIG he was a corporate associate at the New York and London offices of Weil, Gotshal and Manges, LLP. 

He holds a Bachelor’s of Science degree in Economics from the Wharton School of the University of Pennsylvania and a Juris Doctor from the Columbia University School of Law. He also holds a Master’s degree in European Union Law from the Universidad Complutense de Madrid.

Tim joined Torus as Group Chief Financial Officer in May 2012. In addition to the Group's finance function Tim has ultimate responsibility for Torus’ Global Delivery Services group, which incorporates Torus’ global Operations, Project Management Office and Information Technology teams.

Tim has over 20 years’ experience in financial and capital managements. He was previously Deputy Group Chief Financial Officer and Chief Capital Officer of Aviva plc, where he was responsible for leading the group capital team with specific responsibility for managing capital across Aviva, including treasury, asset & liability management, reinsurance and Solvency II. Before that he was Chief Financial Officer, Aviva Europe and Chief Accounting Officer, Aviva plc.

Before joining Aviva, Tim was a Partner in the Global Capital Markets practice at PricewaterhouseCoopers. He is a graduate of Durham University and Warwick Business School, a Fellow of the Institute of Chartered Accountants and a Chartered Insurance Practitioner.

Michael has overall responsibility for all technology and operations worldwide.

He joined Torus in August 2010 from The Hartford Financial Services Group where he served as the Chief Technology Officer of the Property Casualty Company. Prior to joining Torus, he worked as a CEO of a software company as well as a partner at consulting firm, Towers Perrin.

He has a Bachelor’s degree in Economics from Yale University and was recently selected as one of six leading information technology professionals in the insurance industry by Tech Decisions Magazine.

Robert started with Torus in October 2007 during the business plan development phase before Torus’ official launch in June 2008. He is responsible for overseeing the HR, compliance and risk management functions of the Torus group globally.

During the last 23 years he has gained substantial experience of London Market insurance in the fields of finance, risk management and compliance. Robert also has considerable experience dealing with regulatory requirements in many jurisdictions including the US, UK and Continental Europe. His most recent appointment was as Group Compliance Officer at Aspen Re, which he held from 2002 until August 2007.

As Chief Claims Officer, Rob is responsible for the delivery of Torus’ claims products worldwide, personally engaging in handling major property and energy claims, including business interruption.

Prior to joining Torus in August 2008, he worked at Xchanging, where he provided a range of services to the Lloyd’s market in London as Head of First Party Claims. He has worked as an Independent Loss Adjuster for much of his 29 year career, reaching the position of President of Cunningham Lindsey International (US) inc, based in New York.

He is qualified by examination as a Fellow of the Chartered Insurance Institute and has Chartered Insurer status. He is also a Fellow of the Chartered Institute of Loss Adjusters and a European Loss Adjusting Expert - FUEDI (European Federation of Loss Adjusting experts).

Printhan began his insurance career in 1998 and joined Torus in April 2009 as Head of Underwriting Strategy & Ceded Reinsurance. He was promoted to his current position in February 2010 where he is now responsible for the identification and development of all strategic business and product opportunities across the Torus Group. He also oversees the structuring and purchasing of the Group’s outwards reinsurance program and supports Dermot O’Donohoe as Specialty Product Manager.

During his 12 year career he has worked in various actuarial and reinsurance purchasing roles at Navigators, Zurich and Tillinghast both in Lloyd’s and the London market.

Jackie is responsible for implementing the Human Resources strategy for the Group worldwide. She joined Tours in January 2010, bringing over 20 years of experience in Human Resources in the insurance industry to the role.

Prior to Torus, she was Executive VP, HR for the Americas at Synovate, a global market research firm. Her most recent role before Synovate was VP for Property and Casualty HR at CNA, where she oversaw HR strategies for their P&C operations globally.

In addition to an undergraduate degree from Swarthmore College, she holds a Master’s Degree in Counseling and Consulting Psychology from Harvard and her professional credentials include the successful completion of the Human Resources Executive Program at the University of Michigan’s Ross School of Business.